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Home » Banks offering Auto loans » SCB

SCB
From early childhood years every person dreams of owning a car, if not any other thing, in this world. Just a decade ago buying a car was very difficult as it was an expensive buy and middle class people and newbies in the professional lives couldnot even dream of getting one. The SCB, or, Standard Chartered Bank offers Auto Loan schemes that have made this apparently unreal dream a practical truth.

The SCB Auto Loan is highly flexible and customer friendly service enabling the loan applicants to fulfill their long cherished dreams of owning a car. The desire to get an expensive asset should be fulfilled at once within the shortest available time, if at all possible.
If this isn't done the pristine desire is said to have been killed. This may apparently seem to be funny being an impossibility, but sincerely speaking flexible and fast moving SCB Car Loan designed to the applicant's need has made it possible.

The SCB Car Loans are given for both used and first hand cars at lucrative and affordable interest rates. The interest rates are set maintaining a perfect equilibrium between the desire and the financial capability of the prospective client. The SCB Auto Loans are so comfortably extended to the clients that they can really enjoy going through the hassle free procedure of filling up their forms, supplying the necessary credentials and applying for the desired loan.

Once the application is made without tension in a customer friendly set up, the financial advisor takes up the applicant in order to patiently explain to him the rules and regulations dealing with the Bank's credibility in granting the loan amount. The SCB agent explains the financial loan schemes that are available for the particular transaction the client plans to go for. In doing so the Auto Loan agent also puts up the eligibility criteria for getting such a desired loan amount.

The main features of the SCB implemented Auto Loans are given as follows:
  • Reduced rates of interest catering to the easy payment of the clients
  • Cent percent financing schemes with practically minimal, or, no down payments
  • Extended repayment periods up to a maximum time of six years
  • Auto Loan Schemes without guarantor requirement
  • Loan approval granted within an hour
  • Rapid and easy financing done within two days time
  • High accessibility of sales representatives to anywhere at any point of time
Recently SCB Auto Loan scheme has implemented the new Auto Overdraft Product, known as the Mileage scheme. If anyone has a current, or, a savings account in SCB, then the bank authorities can provide a cash overdraft facility for the procured car. Combining the loaning facilities along with the credit amount in the credit cards issued to the client an easy repayment due to the overdraft is made possible by the bank.

The SCB Mileage scheme has some unique features designed to fit the exact needs of the clients. These are applicable only if the prospective applicant fulfills the following requirements:
  • A minimum yearly income of Rs. 200,000
  • An applied loan amount from Rs. 10.00,00 to 50,00,000
For more information on SCB Auto Loans and similar other bank based car loan schemes please stay with us at Banks offering Auto loans in autoloansxl.com.